I went and had my taxes done yesterday. In doing so I pulled out my tax return for the previous year. I am always shocked when I see how much money our household made in a year vs. how much we have to show for it. Where the HECK does it all go?
Driving the long and windy roads into work at the farm this morning I let my mind take stock of just where all that money went:
Rent for one year: $18,000
Car payment: $6000
Car insurance on 3 cars: $2500
Health Insurance : $5100
Electricity: $2100
Water/Sewer/garbage: $600
Internet/cable TV: $1800
Cell phones for 3 people: $2400
That’s a total of $38,500 so far…
Eating out, entertainment and buying lots and lots of stuff easily took all the rest.
Wow. That’s a pretty clear picture. In comparison here’s what I expect for expenses once I’ve settled into the Tiny House:
Rent: $2400 for staying on my friend’s land
Utilities: $600 (for power while I’m still building)
Cell phone and internet connection: $2160
Car insurance for one car: $780
That’s a total of $5940 for my base expenses
A difference of over $32,000 in a year… that’s pretty significant!!!
Granted I paid off my car – so no car payment. I dropped health insurance for now, hoping to get it through work in the near future. My daughter has turned 18 and is taking on some of her own expenses like car insurance, etc. Some of these things are by choice and sacrifice – some simply fell into place.
By choosing to live in my Tiny House, I’m not only cutting my general consumption of resources – but my consumption of money. This is making it possible for me to have taken my dream job at Full Circle Farm at a significant drop in pay.
Money vs. life – I’m not making the big bucks anymore – but I’m not spending the big bucks either and I sure am happier!









Building Zoey's Tiny House